Chapter 13

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is the "reorganization", or "debt adjustment", bankruptcy and is available to you if you are not eligible to file for Chapter 7 relief.  Chapter 13 allows you to keep property and pay debts over time, ususally 3 to 5 years.  It can:

  • Save your home from foreclosure
  • Stop foreclosure proceedings for a period of 3 to 5 years
  • Help you catch up on your mortgage by financing the past-due payments over the 3 to 5 year period
  • Allow you to reduce your unsecured debts so that you owe a fraction of the original amounts
  • Allow you to even finance a portion of your attorney fee for fililng
  • Allow you t finance a portion of the court's filing fee

     Chapter 13 eligibility requirements are easier to meet than the Chapter 7 requirements.

     You must obtain credit counseling within 180 days before filing the case.  We will help.

     ​Filing Fee: $310.00

 I  am a debt relief agency.  I help people file for bankruptcy relief under the U.S. Bankruptcy Code and offer services across Washington State: Bellingham, Mt. Vernon, Marysville, Everett, Lynnwood, Bothell, Mill Creek, Shoreline, Seattle, Tacoma, Olympia, Renton, Vancouver,  Bellevue, Yakima, Wenatchee, Spokane, Bremerton, Pt. Angeles, Port Townsend, Etc. ​   The information you obtain on this website is not, nor is it  intended to be , legal advice, nor does corresponding through this website create an attorney-client relationship.

We help YOU get rid of  debt

so you can start over

Bankruptcy Services

I invite you to also visit my Social Security Disability website at  In the meantime, thank you for visiting my bankruptcy website. 

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