I invite you to also visit my Social Security Disability website at www.VenhausLaw.com. In the meantime, thank you for visiting my bankruptcy website.
I am a debt relief agency. I help people file for bankruptcy relief under the U.S. Bankruptcy Code and offer services across Washington State: Bellingham, Mt. Vernon, Marysville, Everett, Lynnwood, Bothell, Mill Creek, Shoreline, Seattle, Tacoma, Olympia, Renton, Vancouver, Bellevue, Yakima, Wenatchee, Spokane, Bremerton, Pt. Angeles, Port Townsend, Etc. The information you obtain on this website is not, nor is it intended to be , legal advice, nor does corresponding through this website create an attorney-client relationship.
Copyright © Debra J. Venhaus, Attorney. All rights reserved. Check out our Disability Website too at www.VenhausLaw.com
Chapter 7 Bankruptcy may result in a "discharge" your debt. Not all debts may be discharged however.
Debts generally eligible for discharge include:
Debts generally not eligible for discharge include:
You get to keep some assets that are exempt, such as: tools used for your job, some household furniture/personal car or truck/jewelry to a certain value, household appliances, home equity to $125k, and more.
If you have income, the "means" test will be applied to determine whether you may file for Chapter 7.
You must obtain credit counseling from an approved provider within 180 days before filing a case or case will be dismissed. Our office will provide you a code to enter when registering for the online counseling.
After your attorney files the Chapter 7 case, you must complete a second mandatory seminar called "Debtor Education". We will again provide you a code.
Most Chapter 7 cases conclude around 3 to 4 months after filing.
Filing Fee: $335.00