Due to  changes in my practice, I am no longer  accepting bankruptcy clients. Please feel free to view the site for general bankruptcy information or to telephone me for a referral.  

          I also invite you to visit my Social Security Disability website at www.VenhausLaw.  (See link below.)  In the meantime, thank you for visiting my bankruptcy website and good luck. 

Chapter 13

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is the "reorganization", or "debt adjustment", bankruptcy and is available to you if you are not eligible to file for Chapter 7 relief.  Chapter 13 allows you to keep property and pay debts over time, ususally 3 to 5 years.  It can:

  • Save your home from foreclosure
  • Stop foreclosure proceedings for a period of 3 to 5 years
  • Help you catch up on your mortgage by financing the past-due payments over the 3 to 5 year period
  • Allow you to reduce your unsecured debts so that you owe a fraction of the original amounts
  • Allow you to even finance a portion of your attorney fee for fililng
  • Allow you t finance a portion of the court's filing fee

     Chapter 13 eligibility requirements are easier to meet than the Chapter 7 requirements.

     You must obtain credit counseling within 180 days before filing the case.  We will help.

     ​Filing Fee: $310.00

Bankruptcy Services

 I  am a debt relief agency.  I help people file for bankruptcy relief under the U.S. Bankruptcy Code and offer services across Washington State: Bellingham, Mt. Vernon, Marysville, Everett, Lynnwood, Bothell, Mill Creek, Shoreline, Seattle, Tacoma, Olympia, Renton, Vancouver,  Bellevue, Yakima, Wenatchee, Spokane, Bremerton, Pt. Angeles, Port Townsend, Etc. ​   The information you obtain on this website is not, nor is it  intended to be , legal advice, nor does corresponding through this website create an attorney-client relationship.

We help YOU get out of  debt

and start over


Copyright  © Debra J. Venhaus, Attorney. All rights reserved.                           Check out our Disability Website too at www.VenhausLaw.com